Tag Archives: credit score

Life Without A Credit Card: Update #3

I want to preface what I’m about to say by saying that I haven’t changed my position on anything. Sometimes when you talk to a lot of other people about a topic, you realize that you may have been overlooking some things. The truth is, people can get by without credit. The other truth is, not… Continue Reading

How Important Is Your Credit Score, Really?

It depends. If you don’t borrow money, it’s not important at all. So skipping over common things that involve borrowing money – like taking on debt – let’s talk about the less common reasons we’re told we need a credit score. Car & House Insurance Rates I can’t speak for the difference between a rate with a… Continue Reading

Credit Karma, Credit Sesame, & Credit.com

If you aren’t familiar with these companies, they are a few of the places that will give you some version of your credit score for free. Of course, you can always go to AnnualCreditReport.com and pull your credit reports from each company once a year for free, but it doesn’t offer a ballpark credit score of any kind.… Continue Reading