After I wore myself out with books on personal finance, I took to the podcast library to find some additional, good help.
And good help, lemme tell ya, was extremely hard to find.
There was podcast that said, “If you’re going to live in this country, you need to play the debt game and pay your interest – that’s just how it works.” I deleted it immediately. It’s that kind of thinking that has people so in debt and struggling in the first place. The guy said you needed a credit score so you can get a low interest on loans. How about NOT TAKE OUT A LOAN?! Geez.
I found that scrapping the bottom of the top 500 finance podcasts barrel.
Being a girl, I decided to go on the search for a podcast with a woman host. This was difficult, unfortunately. The closest I got that I actually enjoyed listening to was Motley Fool Answers, where a woman, a man, and some other people answer money questions sent into Motley Fool. I don’t listen to the Motley Fool Money podcast because I don’t know what they’re talking about, but I love this one.
I tried to listen to So Money with Farnoosh Torabi, but she’s way too nice. After a while, it just started to get on my nerves. Sometimes people need a firm answer, and she’s just kind of like, “I mean, I don’t do that, but I don’t want to tell you what to do.” And it’s like, isn’t that why people are writing in to you?! So you can tell them what to do?! I couldn’t do it. She’s clearly very educated in the financial field, but that’s the other problem I had with her. She’s too textbook. It’s too “same old, same old.” I wanted something different. And it was the same boring text book stuff with Money Girl AND the one other female host I could find. I did find a fourth via another podcast where she was a guest one day, but she’s still in debt, and I only wanted advice from people who were ahead of me, or at least on the same page, not behind. No offense. 😛
So next I went on the search for a podcast by someone my age. Also really hard to find, because Millennials, in general, older or younger – it didn’t matter, don’t know anything about money, apparently. And that goes for Listen Money Matters, “Not your dad’s finance show” or whatever. And no it isn’t. Because Dad’s finance show has hosts that know what they’re talking about. These guys are almost entertaining, at least, but that is overshadowed by the fact that they are making it up as they go. Each podcast show is like listening to two drunk guys talk about politics they know nothing about. It’s horrible, and it makes no sense, and it’s very hard to listen to. It’s almost embarrassing to be in the same age category as these guys.
There’s a problem when I know more about money then the people I’m listening to. They say things that are wrong. They get off topic. The fact that these guys are considered experts in anyone’s eye is very, very scary. I tried really hard, because like I said, they are almost entertaining and I really wanted someone in my age group. But the only shows I could listen to all the way through are the ones with special guests who did most of the talking. Guests who actually did know what they were talking about, and who have the right personality for talk radio. One of the guys is a little more knowledgeable and saner than the other one, but together they are a mess.
After this I did a Google search for the highest ranked money podcasts. Both Freakonomics and Stacking Benjamins (and Motley Fool Money) were on the top five of most lists along with Dave Ramsey (who I’m already subscribed to) and a rotating couple of others I didn’t like well enough to remember. Both Freakonomics and Stacking Benjamins fell into the same over my head category as Motley Fool Money.
As a last ditch effort, I just started combing through the top 500. The Rich Dad Radio Show was okay. More funny than having topics I’m really interested in listening to. I also think he’s crazy, in a not good way, so I just couldn’t do it, but I did get through one. Many more I deleted after I zoned out, they said something wrong or stupid or talked about credit scores like they were oxygen, or I just wasn’t interested in what they were saying. One I’m not subscribed to but listen to occasionally is The His and Her Money Show. They mostly feature debt-free stories, but sometimes it’s something else. In any case, they’re pretty pleasant and interesting, and that keeps me from getting bored when I listen to it.
Tune in next week when I delve more into the podcast shows I love and the why behind it. 🙂